A furnished whole home costs less per month than a Tulsa hotel AND provides a fundamentally better living situation for a displaced family. Most families displaced from a 3-bedroom house are entitled to a 3-bedroom furnished home under Oklahoma comparability standards — not a hotel suite. HeyStay places families in whole homes with direct carrier billing. Call 918-992-0533.
Factor | Quality Tulsa Hotel | HeyStay Whole Home |
Monthly cost (family of 4) | $3,600-$5,400 (1 room) | $1,800-$2,800 (3BR all-inclusive) |
Separate bedrooms | No | Yes — 3 separate bedrooms |
Full kitchen | No — microwave/mini fridge only | Yes — full stove, oven, refrigerator |
In-unit laundry | No — shared or coin laundry | Yes — private in-unit |
Driveway/parking | Shared lot — no reserved space | Private residential driveway |
School district | Commercial zone — no district | Matched to family’s home district |
Meets ALE comparability? | Rarely for multi-bedroom homes | Yes — matched to pre-loss residence |
For families with ALE coverage, the carrier pays the cost of temporary housing in either scenario — hotel or whole home. The family does not write a check in either case. But the carrier pays more for a hotel than for a HeyStay whole home, and the family lives in a significantly worse situation. This is not a cost tradeoff. It is a quality-of-life decision that favors the whole home on every dimension while also costing the carrier less.
The specific math: a family of four in one hotel room at $150/night for 90 days costs the carrier $13,500. The same family in a HeyStay 3-bedroom at $2,400/month all-inclusive for 90 days costs the carrier $7,200. The carrier saves $6,300. The family lives in a 3-bedroom home rather than one hotel room. There is no scenario in which the hotel is the better outcome for either party.
Oklahoma insurance regulations require ALE housing to be comparable to the insured’s pre-loss residence in size and character. A family displaced from a 3-bedroom house in a residential neighborhood is entitled to housing that is comparable to that — not a hotel room or a furnished studio apartment. When adjusters place multi-bedroom families in hotels, they are not meeting the comparability standard the policy requires.
HeyStay whole-home placements meet comparability standards across all bedroom counts. We match the bedroom count to the pre-loss residence, the neighborhood character to a residential setting, and the school district to the family’s home district when possible. If a family’s adjuster is attempting to place them in a hotel, they have the right to request whole-home housing under the comparability standard. Call 918-992-0533 and we provide rate information to the adjuster for authorization.
Adjusters who have transitioned ALE placements from hotels to HeyStay whole homes report two consistent outcomes: faster family stabilization (families who move into whole homes settle into the displacement period rather than remaining in crisis mode) and lower total claim costs (monthly whole-home rates run below equivalent hotel costs for any family larger than 2 people).
Direct billing coordination is straightforward. Provide the claim number, carrier contact, and ALE daily or monthly limit. HeyStay sends a rate confirmation for authorization and handles billing directly. The adjuster’s role in housing is complete after authorization.
Yes. Contact HeyStay at 918-992-0533 with your carrier name and claim number. We send a rate confirmation to your adjuster for authorization. Once authorized, billing goes directly to the carrier.
Contact us. In most cases, the monthly HeyStay rate is within ALE limits when expressed as a daily equivalent. A 3-bedroom at $2,400/month is $80/day — below most ALE daily limits for multi-bedroom claims.
Call or text: 918-992-0533 | Email: corporate@heystay.com
Monthly contracts. Direct billing. Same-day placement. Complimentary housekeeping included.
HeyStay is an independent furnished housing provider. We are not affiliated with, endorsed by, or a partner of any companies, hospitals, employers, or insurers mentioned on this page. Company and organization names are referenced for geographic context and proximity information only. Insurance coverage depends on individual policy terms — consult your adjuster or carrier to confirm your specific ALE coverage.
Whether you are a general contractor looking for crew housing, an HR director managing a corporaterelocation, an insurance adjuster needing immediate placement, or a restoration company looking for a preferred housing partner — we would love to hear from you.
Call Now: 918-992-0533
HeyStay is an independent furnished housing provider. We are not affiliated with, endorsed by, or a partner of any companies, hospitals, employers, or insurers mentioned on this website. Company names are referenced for geographic context and proximity information only. Insurance coverage depends on individual policy terms — consult your adjuster or carrier to confirm your specific ALE coverage.
